Mitchell Regional Habitat for Humanity is a nonprofit, ecumenical Christian housing ministry financed through private donations and utilizing volunteer labor. Our purpose is to partner with families to build decent and affordable homes.
THE APPLICATION PROCESS
Mitchell Habitat accepts applications only when we are preparing to select our next future homeowner. We do not maintain a "waiting list" because each of our homes takes 12-18 months to build, and we do not want to keep multiple families waiting.
We are not currently accepting applications. If you have questions, please leave a message at (605) 996-9068. All inquiries are considered confidential.
QUALIFYING FOR A HABITAT HOME
To qualify for a Habitat home, a family:
Must have housing need. For example: no indoor plumbing, poor heating, leaks in the roof, overcrowding (three to a bedroom), unsafe or unsanitary conditions.
Must have lived in our service area (Davison or Hanson County) for at least one year.
Must have a minimum steady income, roughly 35% of the median income per household size for our service area. However, total family income should not be more than 60% of the median income per household size for our service area.
After a family has applied, Habitat will verify employment and other income, verify checking and savings account balances, get a statement from current and previous landlords, complete a credit check, criminal background check, sex offender check, and ask for credit references.
If a family is approved for a Habitat home, they will:
Attend homeowner meetings and participate in programs to learn and practice budgeting, home repair, and maintenance.
Be required to provide "sweat equity." All adult members of the household (18 years or older) must work at least 200 “sweat equity” hours as a Habitat partner before their house is completed. The total sweat equity requirement per family will not exceed 400 hours.
Need to save $1,000-$1,500 for closing costs (utility deposits, homeowner’s insurance premium, moving costs, and other expenses occurring at time of closing).
Make prompt monthly house payments to Habitat (including mortgage principal, taxes, and insurance). These payments average $450-$650 per month. Since these house payments are used by Mitchell Regional Habitat for Humanity to build more houses with other families, homeowners MUST make these payments on time.
The application process takes between two and four months. Families not accepted may reapply for future homes.
Please go through the following flowchart and documents to see if you meet the criteria for a Habitat home.
Click here to download the handout packet file that will give more information about applying for a Habitat home: